First-time Homebuyers
Let’s get you pre-approved!
The first step is to hop on a discovery call to determine your goals, current living situation and figure out what makes the most since for you!
But what’s the process?
Discovery Call with Me
We will hop on a quick call so that I can better understand your goals and dreams for homeownership and most importantly your why. We will talk through what to expect during the process to ensure a smooth process!
Documentation
By submitting documentation of your income, bank statements and other assets we are able to fully underwrite you so when you’re shopping - your offer looks more appealing to sellers!
Application
The purpose of an application is to ask all the right questions, and to gather an idea so that I can determine which loan product is the perfect fit for you.
House Hunt
This is the best part, at this point you’ll have your pre-approval letter in your hand and you are officially on the hunt for your home! Once you find “the one” I’ll call the listing agent on your behalf to make sure we win the home!
Prequalification
Now that we have your application, we know your goals the prequalification piece is where we discuss how much you can afford, the monthly payment and closing costs.
Final Approval & Closing
Once your offer is accepted we hop back on a call to run through numbers, lock your rate in, send disclosures and order appraisal. You’ll go through processing, once more through underwriting and voila we’re in the closing zone.